Will it last until payday?
A 20-second look at the problem Until Payday solves: see the bills coming first, the dates that matter, and your lowest expected balance before you are paid.
Know your balance to payday.
See your paydays, upcoming bills, and running balance — day by day on a calendar. No subscription. No bank login.
Live now on the App Store. Free to start, one-time Pro unlock.
- Model
- One-time purchase
- Free tier
- 1 payday, 20 transactions/month
- Platform
- iPhone
At a glance
Most people who live paycheck to paycheck do not need a full financial tool. They need to know one thing: can I make it to payday? Until Payday: Budget Calendar answers that directly.
Old way
Check your balance, guess when the bills hit, hope for the best
Until Payday way
See payday, see bills, see the running balance every day
Best for
Workers tracking paycheck-to-paycheck cash flow
What it fixes
The problem todayPaychecks and bills are tracked in separate apps that do not talk to each other.
Spreadsheets require constant upkeep and do not show you the running picture.
Most budget apps add complexity instead of removing it.
What it does
4 core features01
Day-by-day running balance
The balance shown each day accounts for income that has come in and bills that have hit — so you know the real number at a glance.
02
Payday and bill visibility
Green markers show paydays. Red markers show bills due. You do not have to dig for it.
03
Tap any day for the breakdown
Every day on the calendar tells you exactly what income, bills, and transactions affected that balance — no guessing.
04
Honest pricing
Free to start. A one-time unlock adds unlimited paydays, transactions, and export. No subscription.
See it in action
Two quick walkthroughsApple App Preview
The screen-only App Store version shows the real balance forecast, upcoming bills, calendar, and payday schedule using fictional sample entries.
Where people use it
Real situationsKnow your true balance
See the running balance every day, not just when you remember to check.
"Do I have enough to cover the direct debits before payday?"
See payday vs bills clearly
Green for paydays, red for bills — the calendar makes the pattern obvious.
"What days this month am I going to be short?"
Log spending quickly
Add transactions as they happen, see them reflected in the running balance immediately.
"I just bought groceries — how much do I have left?"
Free vs Pro
One-time purchase — own it foreverFeature
Free
no payment
Pro
Price in the App Store
1 payday
Included
—Not included
20 transactions/month
Included
—Not included
Running balance calendar
Included
—Not included
Payday + bill markers
Included
—Not included
Unlimited paydays
—Not included
Included
Unlimited transactions
—Not included
Included
CSV export
—Not included
Included
Bill reminders
—Not included
Included
Built for
Local-first budgeting for people who need clarity before payday, not a finance dashboard that talks too much.
Questions
Does Until Payday: Budget Calendar require a bank connection?
No. You enter your paydays, bills, and transactions manually. No bank login, no Plaid, no data sharing.
How does the calendar show my balance?
The calendar shows a running balance for each day. It starts from your initial balance, adds income on payday, subtracts bills on their due date, and adjusts for any transactions you have logged.
What counts as a transaction?
Any spending or income you log manually. Use negative amounts for spending, positive for income that is not a regular payday.
Is there a subscription?
No. The free tier gives you 1 payday and 20 transactions per month. A one-time Pro unlock removes those limits.
Where is my data stored?
All data is stored locally on your device. Nothing is sent to any server.
How do bill reminders work?
Bill reminders are sent as local notifications 1 day before a bill is due. They are a Pro feature and require notification permission.
Can I export my data?
CSV export is available to Pro users through the Settings tab.
How do I restore my Pro purchase?
Use the Restore Purchases option in Settings. Pro is a one-time purchase tied to your Apple Account.
Until Payday: Budget Calendar support
For questions about budgeting data, notifications, purchases, or the launch, use the links below or email [email protected].
Get Until Payday: Budget Calendar
Local-first budgeting for people who need clarity before payday, not a finance dashboard that talks too much.